Terms of Service
These terms govern your use of the Caskey Coding platform (“the platform”), operated by Eric Caskey as a sole proprietor. By creating an account or using the platform, you agree to these terms.
1. The Service
The platform aggregates the user's own financial and fitness data from third-party sources the user explicitly connects (Plaid, Garmin, etc.) and provides analysis features powered by large language models. The platform is provided as a personal tool and is not a registered investment advisor, broker-dealer, medical provider, or fitness professional.
2. Eligibility
You must be at least 18 years old to use the platform. By creating an account, you represent that you meet this requirement and that the information you provide is accurate.
3. Account Security
- You are responsible for maintaining the security of your account credentials.
- Multi-factor authentication is required and may not be disabled.
- Notify us immediately at e@ericcaskey.com if you suspect unauthorized access.
4. Third-Party Integrations
When you connect a third-party account (e.g., Fidelity via Plaid, Garmin Connect), you authorize the platform to access data from that account on your behalf. Your use of those third-party services is also governed by their own terms and privacy policies.
You may disconnect any integration at any time from your account settings. Disconnection revokes our access tokens and deletes the integration-derived data per our Privacy Policy.
5. Acceptable Use
You agree not to:
- Connect accounts you do not own or do not have authorization to access
- Use the platform to violate any applicable law or third-party rights
- Attempt to reverse engineer, scrape, or extract data beyond your own account
- Use the platform to harass, defame, or harm any other person
- Interfere with the platform's operation or security
6. Not Investment, Medical, or Fitness Advice
The platform's analysis is for informational purposes only. Portfolio analysis, investment scoring, and recommendations are generated by software (including AI models) and reflect general analytical frameworks, not personalized financial advice. The platform is not a registered investment advisor. You should consult a qualified financial professional before making investment decisions.
Similarly, marathon training recommendations are generated from your activity data and general training principles. They are not medical advice and do not substitute for guidance from a qualified coach, physician, or physical therapist. Consult a medical professional before beginning any training program.
7. AI-Generated Content
Analysis and recommendations may be generated by large language models (LLMs). LLM output can be incorrect, incomplete, or misleading. You are responsible for evaluating any AI-generated content before acting on it.
8. Intellectual Property
The platform's code, design, and original content are owned by Eric Caskey. You retain ownership of the data you upload or connect (your financial data, your activity data, your inputs). By using the platform, you grant us a limited license to process your data solely to provide the requested analysis, as described in our Privacy Policy.
9. Service Availability
The platform is provided on an as-available basis. We do not guarantee uptime, data refresh frequency, or that any specific feature will continue to be offered. We may modify, suspend, or discontinue any part of the platform at any time. When practical, we provide reasonable advance notice.
10. Disclaimers
THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ERIC CASKEY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING FROM YOUR USE OF THE PLATFORM. TOTAL LIABILITY UNDER THESE TERMS IS LIMITED TO THE GREATER OF (A) $100 USD OR (B) THE AMOUNT YOU HAVE PAID FOR THE PLATFORM IN THE 12 MONTHS PRECEDING THE CLAIM.
12. Account Termination
You may delete your account at any time from your account settings or by emailing e@ericcaskey.com. We may suspend or terminate accounts that violate these terms.
13. Governing Law
These terms are governed by the laws of the State of Washington, United States, without regard to its conflict of law provisions. Any dispute arising from these terms or your use of the platform will be resolved exclusively in the state or federal courts located in King County, Washington.
14. Changes to These Terms
We may update these terms as the platform evolves. Material changes will be announced in-app and via email at least 30 days before taking effect. Continued use after the effective date constitutes acceptance.
15. Contact
Eric Caskeye@ericcaskey.com